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Merchant Cash Advance Program

Get Started Today
Download this 3-Minute Application  PDF
Fill it out and email to info@mbsfinancial.com or fax to 336-217-8155.
MBS Financial, LLC recommends also downloading and filling out the Business Information Sheet  Word /  PDF  to maximize your commercial funding opportunities.
Utilizing a platform of round table underwriting - MBS Financial, LLC offers unique solutions to virtually any commercial funding requirement.
MBS FINANCIAL, LLC INTEGRATING CASH ADVANCES WITH INNOVATIVE SOLUTIONS...
Business owners are able to get a sum of money today by tapping into a hidden asset - their future credit card sales. MBS Financial, LLC integrates those same merchant cash advance programs along with a variety of additional commercial funding instruments to meet your full financial cash flow needs.

Benefits to Businesses

  • High approval rates- Currently averaging 85%
  • Not based on personal credit history
  • Easy application process
  • Minimal documentation
  • Fast funding – as few as 7-10 business days from application
  • Collection is automated through future credit card swipes – no checks to write
  • Entire debt obligation usually completed within 6-8 months
  • PAYMENT ALIGNS WITH CASH FLOW
  • No personal guarantees
  • No collateral pledge on home or business
  • No UCC-1 financial statements filed
  • No liens
  • No points
  • No fixed monthly payments
  • No coupons or checks to write
  • No impact on the ability to qualify for other financing
  • No business use restrictions on the funding


  • Why Cash Advance?

  • Unanticipated Opportunity
  • Urgent Funding Needs
  • Unexpected Expenses
  • Equipment Repairs or upgrades
  • Inventory Purchases
  • Working Capital
  • Expand or Open a New Location
  • Need Payroll Tax Funding
  • Need Down Payment Monies


  • Businesses That Qualify:

  • All businesses - All Industries accepting Visa/MasterCard Transactions
  • As little as 6 months time in business
  • Need Cash Flow Now - For Any Reason


  • The Biggest Advantages:

    The biggest advantage that the merchant cash advance business offers to the businessmen is that they are not personally liable to repay a small business merchant cash advance. Most retail store fronts and small businesses accept credit cards as a form of payment. Rather than using the personal credit or personal collateral, personal guarantor, etc to get a small business cash advance the owner can sell his future credit card receivables at a discounted price to the cash advance business companies.

    A cash advance program can be particularly useful to meet working capital requirements and can be a good alternative to working capital loans. Unlike venture capital systems, cash advance business would not take equity ownership of the company and the company is free to use the business cash advance for any usage that they see fit.

    What is the Interest Rate?

    There is NO interest rate. It's an advance, NOT a loan. You receive an advance based on your Visa/MasterCard business-and you pay back a small percentage of your Visa/MasterCard transactions, until your total balance is settled. That's it. There are NO Fixed Payments, simply an agreed upon percentage of your Visa/MasterCard sales until the total advance has been paid. The good thing is that if you have a slow month of business, you're not penalized. The balance quoted up front never gets higher.

    Download the Brochure for a few more details...Cash Advance Brochure PDF


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    P.O. Box 1755, 1 North Jefferson Ave. West Jefferson, NC 28694
    Phone: 336-219-0105 Fax: 336-217-8155
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